Question ID: 3390
Regulation Reference: (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII)
Topic: Solvency Capital Requirement (SCR)
Article: 168,182,183,184,188
Status: Question forwarded to the European Commission
Date of submission: 22 Jul 2025
Question
How should cash in hand be treated in the market risk module of the SCR standard formula? Does it fall under equity type 2 given that it is not covered in the interest rate risk sub-module, the property risk sub-module or the spread risk sub-module? If so, should it also be included in the market risk concentrations sub-module?