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European Insurance and Occupational Pensions Authority
 

3086 & PRIIPS 176

Q&A

Question ID: 3086 & PRIIPS 176

Regulation Reference: (EU) 2017/653 - PRIIPs Delegated Regulation for key information document

Topic: Key information document (KID)

Article: point 16 of Annex IV of the Delegated Regulation

Status: Rejected

Date of submission: 06 May 2024

Question

Point 16 of Annex IV contains a comprehensive catalogue of criteria for the appropriateness of benchmarks or proxies when they are used to calculate the performance scenarios. There is no corresponding catalogue for the appropriateness of benchmarks or proxies used to calculate the MRM (see point 7 of Annex II, Part 1). Does this mean that benchmarks and proxies used to calculate the MRM are subject to different (lower) appropriateness requirements?

Background of the question

N/A

EIOPA answer

Please refer to the existing ESA Q&A on PRIIPs section VI “Performance Scenarios”, and in particular Q&A 11, which are considered to already address the issue regarding the use of a benchmark for the SRI calculations compared to the performance scenario calculations.