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European Insurance and Occupational Pensions Authority

Eurobarometer: what EU citizens say about private and occupational pensions?

What kind of saving products do Europeans have?

What role play personal and workplace pension plans?

Although just one if five Europeans have either a personal or a workplace pension plan, around 34% to 50% of those surveyed indicated that funds from such pension arrangements would play a significant role in financing their retirement.

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How confident are Europeans in living comfortably when they retire?

Over 50% of European consumers are not confident they would have enough money to live comfortably throughout their retirement.

Living financially comfortably in retirement

There are important differences across European countries, as shown in the graph below.

In the Netherlands for example, where there is a strong and large occupational pension sector, the percentage of consumers who believe they would have enough money to live comfortably throughout their retirement is 20 percentage points above the European average of 45% while in Greece, Poland, and Latvia this is below 30%.

Percentage of consumers’ that are confident in their financial ability to live  comfortably throughout retirement - Eurobarometer2022

To learn more, see our Eurobarometer study