EIOPA issues reports, thematic reviews, peer reviews and research papers on areas such as: supervision, consumer protection, financial stability and risk.
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Reports and research (245)
RSSThe report takes stock of the situation on NCAs independence along key aspects i.e. operational independence, financial independence, personal independence as well as accountability and transparency. It should be noted that this report does not represent an assessment of NCAs independence. Rather...
- Documents type
- Report
- Topics type
- Supervision
The report aims at enhancing supervisory knowledge on the prevention and management of insurance failures, based on the information contained in the EIOPA database, which comprises a sample of 219 affected insurance undertakings in 31 European countries,dating back from 1999 to 2020.
- Documents type
- Report
- Topics type
- Supervision
The Annual European Insurance Overview is published by EIOPA as an extension of its statistical services in order to provide an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has...
- Documents type
- Insurance overview report
- Report
- Topics type
- Statistics
This report highlights EIOPA's policy approach for the implementation of Interbank Offered Rates (IBOR) transitions.This report includes a summary of the comments received by the stakeholders, the final methodology to perform the IBOR transitions, as well as the results of the information request...
- Documents type
- Report
- Topics type
- Risk-free rate
The independence of supervisory authorities is crucial for the legitimacy and credibility of the supervisory process. For public bodies, independence and good governance are necessary to avoid possible conflicts of interest and to reduce the likelihood of undue external influence on supervisory...
- Documents type
- Report
- Topics type
- Supervision
The report highlights the increasing vulnerabilities across the financial sector, the rise seen in terms of cyber risk and the materialisation of event-driven risks.
- Documents type
- Report
- Topics type
- Risk assessment
This report presents how EIOPA contributed during 2020 to enhancing the common European supervisory culture and promoted consistent supervisory practices both from a prudential and conduct of business supervision perspective.
- Documents type
- Corporate documents
- Report
- Topics type
- Supervision
The frequency and severity of natural catastrophes is expected to increase due to climate change. To ensure continuing policyholder protection and stability of the insurance market, the Solvency Capital Requirements (SCR) for natural catastrophe underwriting risk should reflect the expected impact...
- Documents type
- Methodology
- Report
- Topics type
- Solvency requirements
- Sustainability
The frequency and severity of natural catastrophes is expected to increase due to climate change. As underwriters of natural catastrophe risks, the (re)insurance sector can be particularly impacted by climate change. The increasing risk can lead to insurance coverage becoming unaffordable for the...
- Documents type
- Report
- Topics type
- Sustainability
- Impact underwriting
Since the global financial crisis in 2007, stress tests have become standard tools for regulators and supervisors to assess the risks and vulnerabilities of financial sectors. To this end, the Insurance and Occupational Pensions Authority (EIOPA) regularly performs EU-wide insurance stress tests...
- Documents type
- Thematic article
- Topics type
- Stress test
- Financial stability
This article considers the protective role that insurance can play in mitigating the negative macroeconomic and welfare impact of catastrophes, and the interplay between climate change and insurance coverage. The article first develops a theoretical model of insurance, climate change, catastrophes...
- Documents type
- Thematic article
- Topics type
- Sustainability
- Financial stability
The Financial Stability Report - July 2021 addresses key financial stability risks in the European insurance and pension sector.The report emphasizes that the pandemic crisis is still not over and many uncertainties remain despite the progress in vaccination campaigns and decreasing trends in the...
- Documents type
- Financial stability report
- Topics type
- Financial stability
The report builds on recent international and EU developments in the area of digitalisation and AI.The report highlights the proliferation of AI in insurance. For instance, AI allows insurance companies to carry out more granular risk assessments and pricing practices, increasingly efficient...
- Documents type
- Report
- Topics type
- Big Data
- InsurTech
- Innovation
This report aims to identify the status of the application of the Securitisation Regulation (Regulation (EU) 2017/24021) (SECR) as well as some initial inconsistencies and challenges that occurred in the first years of implementation of the SECR and which may affect the overall efficiency and...
- Documents type
- Report
- Topics type
- Regulation
The 2021 stress test exercise focuses on a prolonged COVID-19 scenario in a “lower for longer” interest rate environment and evaluates its impacts on the capital and liquidity position of the entities in scope.The 2021 stress test exercise aims to assess the resilience of the participants to the...
- Documents type
- Fact sheet
- Topics type
- Stress test
This report provides an analysis of costs for the year 2019 and past performance for the period 2015-2019. The products within scope for this iteration of the report are: Insurance-based Investments Products (IBIPs) and Personal Pension Products (PPPs).The report covers the European Union (EU)...
- Documents type
- Costs and past performance report
- Report
- Topics type
- Consumer protection
In 2020, the Joint Committee under the chairmanship of the EBA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). Progress continued on...
- Documents type
- Annual report
- Report
- Topics type
- Organisation
This report focuses on the limitations and exemptions as applied by the national competent authorities (NCAs) in different markets in 2019 year-end and the first quarter of 2020 and highlight the difference with regard to the last year’s report.The limitations and exemptions on reporting foreseen...
- Documents type
- Report
- Topics type
- Reporting
- Solvency II
Joint Committee Report on the assessment of the application of the Guidelines on complaints-handling
- Documents type
- Report
- Topics type
- Consumer protection