Reports and research

The main tasks of EIOPA are to enhance supervisory convergence, strengthen consumer protection and preserve financial stability. Through its oversight function, underpinned by the Authority’s founding regulation, EIOPA supports national supervisory authorities in the task of delivering high...

A key area of work in 2019 focused on proposing amendments to Solvency II in the context of the 2020 Review of Solvency II as a result of the identification of inconsistencies in the implementation of some areas of Solvency II. This knowledge lead in some cases to proposals to amend the...

Throughout the course of 2019, EIOPA continued to play an essential role in the supervision of insurance and pensions in Europe, working closely with national supervisory authorities, European institutions and other stakeholders to fulfil its strategic objectives set out in its annual work...

EMIR RTS on various amendments to the bilateral margin requirements in view of the international framework

This consumer guide provides information to consumers related to their insurance coverage during the COVID-19/Corona virus outbreak.The guide is currently available in below language versions.

Cost and past performance 2020 report

This documentdescribes the process for developing the designs of a pension benefit statement (PBS) and the improvements made after every consultation stage.The PBS designs are meant as examples and are therefore non binding. They were drawn up with the aim of inspiring the NCAs and IORPs in the...

Financial Stability Report December 2018

Financial Stability Report June 2018

Summary report of the EU-US Insurance Dialogue Project cyber insurance market group

Summary report of the EU-US Insurance Dialogue Project insurer cybersecurity working group

Summary report of the EU-US Insurance Dialogue Project Big Data working group

This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...

The report emphasizes that authorities in charge of financial stability need to develop very flexible crisis management procedures in order to deal with unexpected events and to mitigate as quickly as possible the consequences of a developing crisis.Provided that the financial system is becoming...

Report on the use of limitations and exemptions from reporting during 2018 and Q1 2019

Report on the use of limitations and exemptions from reporting 2018 and Q1 2019

Key findings:Risk of a prolonged low yield environment has intensified over the last 6 months and remains the key challenge for European insurers and pension funds, putting pressure on both solvency positions and long-term profitabilityCombination of weakening economic outlook, concerns over debt...

Key findings:Transparency and disclosure of information to consumers has overall improved The digitalisation of the insurance sector continues showing potential for improving the consumer experience and brings new opportunities for insurersHowever, areas that could cause potential consumer...

The report supplements information provided in EIOPA's annual reports on long-term guarantee measures and is published in response to a request from the European Commission in the context of the 2020 Review of Solvency II.The report provides information on:insurance liabilities;the asset...