Reports and research

Summary of the Annual Report 2016

This Annual Report details the Authority’s main achievements in 2016 across its main activities:to strengthen the protection of consumers;to improve the functioning of the EU internal market in the field of pensions and insurance; to strengthen the financial stability of the insurance and...

Financial Stability Report December 2015

This paper investigates the systemic relevance of the insurance industry. We do it by analysing the systemic contribution of the insurance industry vis-á-vis other industries by applying three measures, namely the linear Granger causality test, conditional value at risk and marginal expected...

Report on Consumer Protection Issues arising from the sale of Mobile Phone Insurance

Financial Stability Report May 2015

Profitability is one of the most important determinants of insurers’ performance and healthiness. This article empirically investigates the link between the macroeconomic environment and insurers’ profitability using cross-country European aggregate data.Our empirical results suggest that low...

This article seeks to contribute to the ongoing debate on the objectives ofmacroprudential policies and the interaction between micro- and macroprudentialpolicy in insurance. We consider two channels through which the insurance sector could influence economic growth and link these considerations...

Peer review on supervisory practices in respect of Article 9 of Directive 2003/41/EC ("Conditions of operation")

EIOPA Annual Report 2015

Summary of the Annual Report 2015

Follow-up Peer Reviews on pre-application of internal models

Financial Stability Report December 2014

Interconnectedness is considered as a key component to systemic risk supervision. However, there is little guidance on its measurement. Using a unique dataset of bilateral exposures between 21 French financial institutions, we analyse and compare several strategies to measure interconnectedness...

Placement of financial instruments with depositors, retail investors and policy holders

Financial Stability Report May 2014

This paper addresses the issue of systemic risk in the financial sector and its relevance with regard to insurance activities. The initiatives which followed the 2008 global financial crisis to address the risks posed by Systemically Important Financial Institutions are analyzed, with a focus on...

Insurance companies play an important role in the financial sector and the availability of insurance products is an essential element of sustainable economic growth. This article analyses the relationship between growth in the insurance sector and key macroeconomic determinants using a European...

EIOPA Annual Report 2014