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RSSCan EIOPA provide guidance on when information provided by the customer of an insurance intermediary or an insurance undertaking would be considered “manifestly out of date” in the context of the suitability or appropriateness assessment? Is there an appropriate time period for this?
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Article 8(2)(d) Delegated Regulation 2017/2359: Can EIOPA provide guidance on how an on-going inducement can be assessed under the criteria if it corresponds to an ongoing benefit for the customer?
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Article 8(2)(a), Delegated Regulation 2017/2359: Is EIOPA of the view that the requirements under criterion a) are met if the insurance product is appropriate/suitable for the respective customer?
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How detailed should the information obtained for the appropriateness test be? In the case of a unit-linked insurance contract, does it cover both the product and its underlying assets?
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Will the use of profiling and similar tools by the insurance distributor be considered from a supervisory point of view as reasonable evidence of suitability?
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Article 8(2)(c) Delegated Regulation 2017/2359: Can EIOPA provide some further practical guidance to understand how this criterion would apply?
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Is the insurance undertaking expected to assess and ensure that the rebate paid by a unit-linked fund manager complies with Article 29(2), IDD?
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If an insurance undertaking does not provide a personalised recommendation regarding the unit-linked insurance contract and its underlying assets, to the customer, can EIOPA provide guidance on how the receipt of such rebates by insurance undertakings interacts with the requirements of Article 29...
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Can EIOPA provide practical examples to show how the principle of proportionality can be applied in relation to the measures set out in the IDD for managing conflicts of interest?
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Would an independent broker who acts on behalf of the customer, be able to contribute to issuing documentation and claims assessment on behalf of the undertaking if it handles any arising conflicts of interest in an appropriate manner?
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- Other