Art. 2 of IDD does not define who a "customer" is in the context of insurance distribution activities. Should we consider policyholders only? Or also insured persons?

Where the policyholder is an EU entity and/or EU individuals and the risks are exclusively registered in the EU, then such policies would be considered in scope of the IDD and any insurer or intermediary in the chain would need to have the necessary EU authorisation to be able to operate in the EU...

Article 13 (13) of the SII defines a ‘Member State in which the risk is situated’ as any of the following: (a) the Member State in which the property is situated, where the insurance relates either to buildings or to buildings and their contents, in so far as the contents are covered by the same...

Do the activities of claims handling, settlement of claims and claims management fall under the definition of ‘insurance distribution’ in Article 2(2)(1) IDD? Does the exclusion, provided in Article 2(2)(b) IDD apply only to firms whose sole activity of the management of claims of insurance...

For an insurance intermediary, does assisting in the administration and performance of insurance contracts (see Article 2(1) point 1 IDD) comprise the activity of portfolio management for customers holding insurance-based investment products? In this context, portfolio management would be...

a) Can insurance products such as the following be considered as complementary to goods or services offered by ancillary insurance intermediaries as principal professional activity:- mandatory third party liability (MTPL) insurance coverage offered by car dealers/car rentals;- multi-risk civil...

Can EIOPA please provide further clarity as to what constitutes the 'expert appraisal of claims' under the IDD?Recital 14 of the references that the IDD does not apply to, inter alia, the expert appraisal of claims, however it is unclear what is intended to be excluded by expert appraisal of...

Given the situation described (please see the background of this question), is the third party an insurance intermediary or an ancillary insurance intermediary and does the possibility provided by the third party on the Platform for the customer to conclude an insurance contract constitute...

Do capital redemption operations linked to investment funds comply with the definition of “capital redemption operations” as provided by article 2, paragraph 3, b) ii) of the Solvency II Directive and may these capital redemption operations fall under the scope of both the Directive n°2016/97 on...