Let’s consider a product with Profit Sharing, where we aim to project the future Balance Sheet and Income Statement stochastically. In such cases, I believe we need to project assets in a risk-neutral setting, meaning we should use the risk-free rate (RFR). Implicitly, when allocating the cash flows generated between the Shareholder and the Policyholder, we are referring to cash flows generated under the RFR. Then, when calculating the Best Estimate Liability (BEL), we discount these cash flows using the adjusted RFR (i.e., RFR + VA). Could you please confirm if my understanding is correct?