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The Discussion Paper is open for comments until Tuesday, 28 February 2023 . Stakeholders are invited to submit their feedback via email by using the template for comments provided below. Contributions should be sent to the following email address: eiopa.stress.test@eiopa.europa.eu . Contributions...

The frequency and sophistication of cyber incidents in the financial sector has increased substantially over the course of the last few years, as economic and financial activities have been heavily digitalised. Against this backdrop, EIOPA recommends NCAs to dedicate higher attention to the...

The June 2022 Financial Stability Report examines the main trends for the European (re)insurance and pensions sectors as well as the macroeconomic landscape with its implications. It considers the impact of inflation driven by stressed supply chains and the geopolitical situation that has further...

EIOPA welcomes comments on the Consultation paper on the management of non-affirmative cyber underwriting exposures. Please send your comments to EIOPA by using the Eu Survey below, by 18 July 2022.

In 2021, the Joint Committee under the chairmanship of the ESMA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). The main areas of cross-...

The report highlights the increasing vulnerabilities across the financial sector as well as the rise of environmental and cyber risks. It also includes a preliminary assessment of the consequences of Russia's invasion of Ukraine.

In 2022 the Joint Committee work will continue to focus on the area of consumer and investor protection, retail financial services, retail investment products and prudential analysis of cross-sectoral developments, risks and vulnerabilities for financial stability, cybersecurity, financial...

The report highlights the increasing vulnerabilities across the financial sector, the rise seen in terms of cyber risk and the materialisation of event-driven risks.

In 2020, the Joint Committee under the chairmanship of the EBA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). Progress continued on...

Ensuring financial stability and maintaining consumer trust in the insurance and pensions sector will be critical to Europe’s economy recovery from the Covid19 pandemic. Over the long term, the insurance and pensions sector will also play a critical role in realising the ambitions of the European...

In accordance with Article 16 of Regulation (EU) No 1094/20104 EIOPA issues these Guidelines addressed to the supervisory authorities to provide guidance on how insurance and reinsurance undertakings should apply the governance requirements foreseen in Directive 2009/138/EC5 (“Solvency II Directive...

1. The European Insurance and Occupational Pensions Authority (EIOPA) has been closely monitoring the coronavirus/COVID-19 developments in relation to the occupational pensions sector. As long-term investors Institutions for Occupational Retirement Provision (IORPs) can play a stabilising role in...

EIOPA recognises the unprecedented situation which has arisen as a result of the Coronavirus/COVID-19 outbreak and is closely monitoring the situation as it continues to cause disruption to households and businesses across Europe. Notably, EIOPA has published: A statement on actions to mitigate the...

This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...

This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...

Key findings: Risk of a prolonged low yield environment has intensified over the last 6 months and remains the key challenge for European insurers and pension funds, putting pressure on both solvency positions and long-term profitability Combination of weakening economic outlook, concerns over debt...

As cyber threats have become more prominent in recent years, they are increasingly considered as a top global risk for the financial sector and the economy as a whole. The increasing frequency and sophistication of cyber attacks, the fast digital transformation and the increased use of big data and...