Reports, documents and other publications dated before 2018 can be found in the archive.
Document library
Reports, opinions, papers, technical standards, guidelines, surveys, etc

Financial stability
Financial Stability Report June 2022
The June 2022 Financial Stability Report examines the main trends for the European (re)insurance and pensions sectors as well as the macroeconomic landscape with its implications. It considers the impact of inflation driven by stressed supply chains and the geopolitical situation that has further...
Supervision
Consultation on the Supervisory statement on management of non-affirmative cyber underwriting exposures
EIOPA welcomes comments on the Consultation paper on the management of non-affirmative cyber underwriting exposures. Please send your comments to EIOPA by using the Eu Survey below, by 18 July 2022.
Organisation
Joint Committee Annual Report 2021
In 2021, the Joint Committee under the chairmanship of the ESMA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). The main areas of cross-...
Risk assessment
Joint Committee Report on risks and vulnerabilities in the EU financial system - Spring 2022
The report highlights the increasing vulnerabilities across the financial sector as well as the rise of environmental and cyber risks. It also includes a preliminary assessment of the consequences of Russia's invasion of Ukraine.
Cyber Risks
ESAs statement on ESRB Recommendation on a pan-European systemic cyber incident coordination framework
Organisation
2022 Work Programme of the Joint Committee of the European Supervisory Authorities
In 2022 the Joint Committee work will continue to focus on the area of consumer and investor protection, retail financial services, retail investment products and prudential analysis of cross-sectoral developments, risks and vulnerabilities for financial stability, cybersecurity, financial...
Risk assessment
Joint Committee Report on risks and vulnerabilities in the Eu financial system - Autumn 2021
The report highlights the increasing vulnerabilities across the financial sector, the rise seen in terms of cyber risk and the materialisation of event-driven risks.
Organisation
Joint Committee Annual Report 2020
In 2020, the Joint Committee under the chairmanship of the EBA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). Progress continued on...
10 year anniversary
10th anniversary conference report
Ensuring financial stability and maintaining consumer trust in the insurance and pensions sector will be critical to Europe’s economy recovery from the Covid19 pandemic. Over the long term, the insurance and pensions sector will also play a critical role in realising the ambitions of the European...
Supervisory framework | Innovation
Guidelines on information and communication technology security and governance
In accordance with Article 16 of Regulation (EU) No 1094/20104 EIOPA issues these Guidelines addressed to the supervisory authorities to provide guidance on how insurance and reinsurance undertakings should apply the governance requirements foreseen in Directive 2009/138/EC5 (“Solvency II Directive...
COVID-19
Statement on principles to mitigate the impact of Coronavirus/COVID-19 on the occupational pensions sector
1. The European Insurance and Occupational Pensions Authority (EIOPA) has been closely monitoring the coronavirus/COVID-19 developments in relation to the occupational pensions sector. As long-term investors Institutions for Occupational Retirement Provision (IORPs) can play a stabilising role in...
Consumer protection
Call to action for insurers and intermediaries to mitigate the impact of Coronavirus/COVID-19 on consumers
EIOPA recognises the unprecedented situation which has arisen as a result of the Coronavirus/COVID-19 outbreak and is closely monitoring the situation as it continues to cause disruption to households and businesses across Europe. Notably, EIOPA has published: A statement on actions to mitigate the...
EU - US relations | Cyber insurance
Summary report of the EU-US Insurance Dialogue Project cyber insurance market group
Cyber Risks | EU - US relations
Summary report of the EU-US Insurance Dialogue Project insurer cybersecurity working group
Cyber Risks | Cyber insurance
Cyber underwriting: In Brief
This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...
Cyber Risks | Cyber insurance
Cyber underwriting strategy
This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...
Financial stability
EIOPA Financial Stability Report December 2019
Key findings: Risk of a prolonged low yield environment has intensified over the last 6 months and remains the key challenge for European insurers and pension funds, putting pressure on both solvency positions and long-term profitability Combination of weakening economic outlook, concerns over debt...
Cyber Risks | Financial stability
Cyber Risk for Insurers - Challenges and Opportunities
As cyber threats have become more prominent in recent years, they are increasingly considered as a top global risk for the financial sector and the economy as a whole. The increasing frequency and sophistication of cyber attacks, the fast digital transformation and the increased use of big data and...
EU - US relations | Cyber Risks