Document Library

Draft Regulatory Technical Standards adapting the base euro amounts for professional indemnity insurance and for financial capacity of intermediaries under the Insurance Distribution Directive

As a consequence of the ongoing low-yield environment, insurers are changing their business models and looking for new investment opportunities to deliver the required return. This paper focuses on investments in equities and main drivers of their changes in insurers’ portfolios. In this respect...

YE2015 Market and Credit Risk Comparative Study

Multilateral Memorandum of Understanding on cooperation, information exchange and consultation

EIOPA’s Strategy towards a comprehensive risk-based and preventive framework for conduct of business supervision.

The factsheet on Big Dataaims at informing consumers of financial services about the impact of Big Data. The factsheet provides consumers with the information about the potential benefits and risks of the use of Big Data techniques and aims to raise awareness of the measures consumers can take if...

The report on Big Data analysis the impact of big data on consumers and financial firms. Overall, the ESAs have found that while the development of Big Data poses some potential risks to financial services consumers, the benefits of this innovation currently outweigh these. Many of the risks...

EU-US Insurance Dialogue Project: New initiatives for 2017 - 2019

EIOPA's second set of Advice to the European Commission on specific items in the Solvency II Delegated Regulation

Statement by the European Supervisory Authorities (ESAs – European Banking Authority, European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority)in response to industry requests relating to operational challenges in meeting the deadline of 1 March 2017...

Decision on the Annual Market and CreditRisk Modelling Comparative Study

EIOPA’s Supervisory Statement - Solvency II: Solvency and Financial Condition Report

Financial Stability Report December 2017

Since the portfolio of the insurers consists largely of bonds, out of which a significant weight consists of Government bonds, insurers are mainly exposed to interest rate risk and sovereign risk. We are motivated to contribute to the debate around the effect of the low yield environment and the...

Investment behaviour report

EIOPA’s first set of advice to the European Commission on specific items in the Solvency II Delegated Regulation

This report outlines the EIOPA's analysis of the first supervisory experiences regarding the application of the regulation on the Own Risk and Solvency Assessment (ORSA) by (re)insurance undertakings. This assessment is part of the undertakings' risk management and regulated by Article 45 of the...

Draft Implementing Technical Standards for Solvency II

According to Art 73 of the Regulation of EBA, EIOPA and ESMA (the ESAs) referring to language arrangements, the ESAs issue their Guidelines in all EU official languages (with the exception of Irish, according to Council Regulation (EU) No 1257/2010).