Document Library

The report on Big Data analysis the impact of big data on consumers and financial firms. Overall, the ESAs have found that while the development of Big Data poses some potential risks to financial services consumers, the benefits of this innovation currently outweigh these. Many of the risks...

EU-US Insurance Dialogue Project: New initiatives for 2017 - 2019

EIOPA's second set of Advice to the European Commission on specific items in the Solvency II Delegated Regulation

Statement by the European Supervisory Authorities (ESAs – European Banking Authority, European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority)in response to industry requests relating to operational challenges in meeting the deadline of 1 March 2017...

Decision on the Annual Market and CreditRisk Modelling Comparative Study

Financial Stability Report December 2017

EIOPA’s Supervisory Statement - Solvency II: Solvency and Financial Condition Report

Since the portfolio of the insurers consists largely of bonds, out of which a significant weight consists of Government bonds, insurers are mainly exposed to interest rate risk and sovereign risk. We are motivated to contribute to the debate around the effect of the low yield environment and the...

Investment behaviour report

EIOPA’s first set of advice to the European Commission on specific items in the Solvency II Delegated Regulation

This report outlines the EIOPA's analysis of the first supervisory experiences regarding the application of the regulation on the Own Risk and Solvency Assessment (ORSA) by (re)insurance undertakings. This assessment is part of the undertakings' risk management and regulated by Article 45 of the...

Draft Implementing Technical Standards for Solvency II

According to Art 73 of the Regulation of EBA, EIOPA and ESMA (the ESAs) referring to language arrangements, the ESAs issue their Guidelines in all EU official languages (with the exception of Irish, according to Council Regulation (EU) No 1257/2010).

Operational Memorandum of Understanding between EIOPA and the World Bank

Financial Stability Report June 2017

Motivated by the recent introduction of regulatory stress tests in the Solvency II framework, we study the impact of the re-estimation of the tail risk and of loss absorbing capacities on post-stress solvency ratios. Our contribution is threefold. First, we build the first stylised model for re...

According to Art 73 of the Regulation of EBA, EIOPA and ESMA (the ESAs) referring to language arrangements, the ESAs issue their Guidelines in all EU official languages (with the exception of Irish, according to Council Regulation (EU) No 1257/2010).

Draft Implementing Technical Standards on the Insurance Product Information Document

Guidelines on Facilitating an Effective Dialogue between Insurance Supervisors and Statutory Auditors