Open insurance: accessing and sharing insurance-related data

Public consultation on open insurance, focused on access to and sharing of insurance-related data.

In the Discussion Paper, EIOPA explores questions on whether and how far insurance value chains should be ‘opened’ up by the sharing of insurance-related and specific policyholder data amongst insurance and non-insurance firms, to protect policyholder rights and to allow for innovation in products and services. The main areas of the consultation paper include:

  • open insurance definition and use cases
  • risks and benefits of open insurance
  • regulatory barriers
  • possible areas to consider for a sound open insurance framework 

Stakeholders are strongly encouraged to provide views to the Discussion Paper by filling out the EU Survey Tool by 28 April 2021.