Personal pensions timeline


The European Commission, based on EIOPA’s Advice on the development of a European Union single market for personal pension products, proposed a regulation for the PEPP that would foster the development of a large and competitive European market of personal pensions.

  • 2022

  • March 2022

    The Pan-European Personal Pension Product (PEPP) Regulation starts to apply.

  • 2020

  • August 2020

    EIOPA submits to the European Commission draft regulatory and implementing technical standards

  • 2019

  • July 2019

    Adoption of the Regulation on 25 July 2019.

    Call for advice from the Commission, mandating EIOPA to work on regulatory and implementing technical standards

  • 2018

  • January 2018

    Discussion of the draft Regulation between the co-legislators.

  • 2017

  • June 2017

    Based on EIOPA’s advice on the development of an EU single market for PPP, the EC issued a proposal for a regulation on a pan-European personal pension product (PEPP) in June 2017, which was discussed and assessed by the co-legislators, the European Parliament and Council.

  • 2016

  • January 2016

    In July 2016, EIOPA issued a Call for advice to the EC recommending the creation of a PEPP in the form of a complementary regime alongside national regimes.

  • 2014

  • January 2014

    Following the publication of the discussion paper, EIOPA submitted to the EC a preliminary report in 2014 Towards an EU single market for personal pensions. As a result, the EC called EIOPA for advice on a regulatory regime to develop an EU single market for Personal Pension Product.

  • 2013

  • May 2013

    Upon the request from the EC, EIOPA published in May 2013 a Discussion Paper on a possible EU single market for personal pension products.

  • 2012

  • July 2012

    In July 2012, the EC asked EIOPA to develop technical advice on an EU Internal Market for personal pension schemes.