Consultations and surveys

EIOPA organises written consultations in order to receive comments from all interested parties, including market participants, consumers and other end-users.

EIOPA invites interested parties to send any comments by email, within the indicated deadline, using the provided paper specific, customised template and quoting the reference of the consultation paper.

EIOPA will make all comments available on its website, except where respondents specifically request that their comments remain confidential.

EIOPA's rules on who, when and how it consults and how it responds are laid down in EIOPA's Statement of Consultation Practices.

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Supervision

Consultation on the proposal for revised Guidelines on the use of Legal Entity Identifier (LEI)

This Consultation Paper presents the draft revised Guidelines and background explanatory text. For ease of reference the existing LEI Guidelines are also included in Annex III. The analysis of the expected impact from the proposed policy is covered under Annex I (Impact Assessment). EIOPA will...
PEPP

Survey on potential offering of the Pan-European Personal Pension Product (PEPP)

The aim of this survey is to understand the potential take-up by eligible PEPP providers, for example asset managers, insurance undertakings, banks and institutions for occupational retirement provision. The information gathered shall bring important insights to the European supervisory community...
Reporting | Sustainability | Disclosure

Joint consultation on taxonomy-related sustainability disclosures

The joint consultation launched by the three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) is seeking input on draft Regulatory Technical Standards (RTS) regarding disclosures of financial products investing in economic activities that contribute to an environmental investment...
Internal models

Non-Life Underwriting Risk Comparative Study in Internal Models

On 1 March 2021, EIOPA launched a European wide comparative study on non-life underwriting risk in internal models. Objectives and Priorities: Fair view: The Non-Life Underwriting Risk Comparative Study 2020 (NLCS 2020) aims for a fair evaluation of non-life underwriting risk within internal models...
Solvency II

Draft implementing technical standards amending Implementing Regulation (EU) 2016/1800 on the allocation of credit assessments of external credit assessment institutions to an objective scale of credit quality steps

Public consultation to amend the Implementing Regulations on the mapping of credit assessments of External Credit Assessment Institutions (ECAIs) for credit risk to reflect the outcomes of a monitoring exercise on the adequacy of existing mappings. The Implementing Regulations are part of the EU...
InsurTech

Open insurance: accessing and sharing insurance-related data

Public consultation on open insurance, focused on access to and sharing of insurance-related data. In the Discussion Paper, EIOPA explores questions on whether and how far insurance value chains should be ‘opened’ up by the sharing of insurance-related and specific policyholder data amongst...
ORSA | COVID-19

Consultation on the Supervisory Statement on ORSA in the context of COVID-19

The statement promotes convergence by guiding undertakings through common supervisory expectations on the ORSA in the current situation triggered by the pandemic, taking into account that the impact on each individual undertaking can differ depending on its specific risk profile. A proper balance...
Sustainability | Impact underwriting

Discussion paper on non-life underwriting and pricing in light of climate change

The discussion paper highlights challenges associated with current non-life underwriting practices and options to ensure the availability and affordability of insurance products, in the context of climate change. The discussion paper builds on work stemming from the Opinion on sustainability within...
Solvency II | Solvency requirements | Sustainability

Discussion Paper: Methodology on potential inclusion of climate change in the nat cat standard formula

This Discussion Paper is a follow-up to EIOPA’s Opinion on Sustainability within Solvency II (EIOPA, 2019). The opinion highlighted that further work is needed to investigate whether additional climate change-related perils such as droughts and wildfire could be better captured in the Solvency II...
Taxonomy | Sustainability | Disclosure

Consultation on EIOPA advice regarding Article 8 of the Taxonomy Regulation

This consultation refers to the relevant ratios to be mandatorily disclosed by insurers and reinsurers falling within the scope of the Non-Financial Reporting Directive as well as on the methodologies to build those ratios. In this consultation, EIOPA considers whether the mandatory ratios of non-...
Supervisory framework

Consultation on Statement on supervisory practices and expectations in case of breach of the Solvency Capital Requirement

EIOPA is gathering feedback on this statement which aims to promote supervisory convergence in the application of the supervisory ladder, in particular addressing the recovery plan required in case of breach of the SCR. EIOPA carries out this consultation in accordance with Article 29(2) of...
IDD

Survey on the application of the Insurance Distribution Directive (IDD)

The aim of the survey is to gather feedback from stakeholders on the experience with the application of the IDD, in particular on the improvement of quality of advice and selling methods, the impact of the IDD on small and medium-sized enterprises and possible further improvements identified after...